body { margin:0; font-family:Arial; background:#f4f6f9; }
header { background:#072341; padding:20px; }
.logo { height:70px; }
.hero { display:flex; justify-content:space-between; padding:40px; }
.hero-img { height:320px; }
.simular { background:#f39c12; padding:12px 25px; border:none; color:#fff; font-size:18px; border-radius:6px; cursor:pointer; }
.beneficios { display:flex; justify-content:space-around; padding:40px 20px; }
.card { background:#fff; padding:20px; border-radius:10px; width:22%; font-size:18px; text-align:center; }
.card span { font-size:14px; color:#555; }
.formulario { background:#fff; margin:40px auto; width:60%; padding:30px; border-radius:10px; }
.formulario input, .formulario select { width:100%; padding:10px; margin-bottom:15px; font-size:16px; }
.whats { background:#25d366; color:#fff; padding:12px; border:none; border-radius:6px; font-size:18px; cursor:not-allowed; opacity:0.5; }
.whats.enabled { cursor:pointer; opacity:1; }
footer { text-align:center; padding:30px; font-size:14px; color:#333; }